Valerie J. Bowman, CPWA®, CAP®
Ms. Bowman has over 20 years of experience in the financial services industry. She is a Certified Private Wealth Advisor® professional, CPWA®, a Chartered Advisor in Philanthropy, CAP®, and President & CEO of Bowman Wealth Management, LLC. Her firm is a fee only, registered investment advisory practice, providing investment advisory services for individuals, municipalities and endowments. She also focuses on providing philanthropic planning, financial, tax & estate and planning services.
CPWA® This designation is offered in collaboration with Yale School of Management and the Investments and Wealth Institute. It is an advanced designation for advisors who address the complex issues of high net worth clients. (i.e. Business exit strategies, managing an inheritance or transferring assets to family or charity)
CAP® This designation is offered through The American College of Financial Services. It is designed for advisors working with high net worth clients that have both the capacity and propensity for giving, and wish to have a profound impact on the lives of others while considering various giving strategies wisely.
Ms. Bowman's career started after receiving a Bachelor’s of Science in Business Administration from Loyola University of Chicago. Because she had completed a four-year internship with the IRS, she was recruited on campus to enter directly into the tax department of PwC, then, Price Waterhouse. In addition to public accounting, Ms. Bowman has also worked in the tax department in corporate America. Her experience in the world of finance also includes local government where she served as the treasurer and business manager for a small city park district in Illinois. As she has always enjoyed managing finances and reading tax law, Ms. Bowman coupled these passions with the world of financial planning in the year 2000. This is when she became a Series 7 and 66 licensed Financial Advisor at American Express, now Ameriprise Financial. Over the years, she has worked with hundreds of satisfied clients with whom she has established lasting and trusted relationships. The services provided to these clients include, comprehensive financial planning, retirement, tax and estate planning.
Ms. Bowman is also the author of Anatomy of a Paycheck, and speaks to audiences of recent college graduates. “I want them to one day, get to the point where they are like the clients that I work with today, perhaps still thinking about the accumulation phase, but also concerned with *preservation, distribution, and certainly the transfer of investment or business assets”
As a person who is passionate about helping the homeless, Ms. Bowman has both written and spoken about homelessness. In addition, she is on the Board of Directors at Haven Hills, an organization that provides, among other services, shelter for victims of domestic violence.
As a huge proponent of health and wellness, her spare time is spent being active outdoors with family and friends, or teaching an early morning Spin class.
It is presumed that you want to maintain the lifestyle to which you have become accustomed. We will have in-depth conversations to customize your plan and your portfolio.
Having worked with clients with pension plans for eight years, I understand the concerns centered around pension plans and the supplemental, defined contribution plans,457, 403b or 401k & 401(a). Considering tax consequences of withdrawals from these and other sources, as well as navigating stock option alternatives, should be part of an overall planning strategy.
Achieving the status of being able to leave a legacy for a loved one is admirable, yet, can be a complex way to transfer wealth.Working with estate planning attorneys, we will discuss the complexities of various trust, the avenues for funding the trust and the tax laws that meet your objectives. For those who choose to be philanthropic, we will also discuss charitable giving and planning.